Flat Fees
It’s Time to Make More Money

Loans Under 100k

You Pay Only

$200.00

Or

$300.00

No Minimum Closings – No Tiers – No Nonsense – Two Amazing Flat Fee Pay plans

Loans Over 100k

You Pay Only

$400.00

Or

$500.00

No Minimum Closings – No Tiers – No Nonsense – Two Amazing Flat Fee Pay Plans

Loans Over 500k

You Pay Only

$600.00

Or

$700.00

No Minimum Closings – No Tiers – No Nonsense – Two Amazing Flat Fee Pay Plans

HELOCS

You Pay Only

$200.00

No Minimum Closings – No Tiers – No Nonsense – Two Amazing Flat Fee Pay plans

Reverse Mortgage

You Pay Only

$500.00

No Minimum Closings – No Tiers – No Nonsense – Two Amazing Flat Fee Pay Plans

Commercial Loans

You Pay Only

$500.00

No Minimum Closings – No Tiers – No Nonsense – Two Amazing Flat Fee Pay Plans

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More Options
More Reasons to Call Smart Mortgage Home

Reputation Matters (Click Here)

Reputation plays a crucial role in the mortgage industry, serving as a testament to a company’s reliability, expertise, and commitment to customer satisfaction. At Smart Mortgage, our stellar reputation is a cornerstone of our success and a significant factor in why clients choose us for their mortgage needs. Our 5-star ratings on Google and Yelp, coupled with an A+ Rating from the Better Business Bureau, underscore our dedication to providing exceptional service and trustworthy advice. These accolades reflect our consistent performance and the positive experiences of countless clients over the years. Perhaps most telling of our reliability and longevity in the business is our 27 years of operation. This milestone not only highlights our stability and deep-rooted expertise in the mortgage industry but also reassures clients that they are working with a seasoned and reputable partner. Our clients love and trust us because these ratings and our history demonstrate our unwavering commitment to excellence and customer satisfaction, setting us apart in a competitive market.

Giant Lender List (Click Here)

Access to over 50 lenders with the ability to add new lenders at your request.  Need us to sign up with your favorite lender? We have the ability to add new lenders within 24 hours.

Just a few of our favorites:  Rocket Pro TPO (Pinnacle Partner), United Wholesale Mortgage, Windsor Mortgage, Plaza Home Mortgage, NewRez, REMN, EPM (Equity Prime Mortgage), STG Mortgage, Kind Lending,  AFR (American Financial Resources), Carrington Wholesale, SunWest, MLB Residential Lending, Change Wholesale, Liberty Reverse Mortgage Spring EQ Oaktree Funding Corp First National Bank of America Loan Stream Mortgage Get Sponsored to see our full list of lenders.

Technology (Click Here)

Smart Mortgage is heralded for its cutting-edge technology, primarily due to its seamless integration with Arive, a cloud-based loan origination software. This innovative platform empowers users to manage the entire loan process—from initiation to completion—remotely, offering the unprecedented convenience of conducting business from any location, even while lounging on a beach. Additionally, Smart Mortgage enhances efficiency and expedites closings through access to top-rated third-party processing services, ensuring a smooth, swift transition from start to finish. The firm also boasts access to the largest lead platform, which excels in converting new leads into complete applications. This platform enables clients to upload their loan documentation directly, significantly accelerating closing times and streamlining the loan acquisition process. Collectively, these features position Smart Mortgage at the forefront of the mortgage industry, combining technology, convenience, and speed to deliver exceptional service to its clients.

Licensed States
Expanding to 50 States and Puerto Rico Through 2025

Smart Mortgage is currently licensed in a number of states, ensuring a broad coverage for its services across the United States. Presently, our licenses extend across Colorado, Florida, Illinois, Indiana, Iowa, and Virginia, offering a range of mortgage solutions to residents within these states. We are excited to inform future Mortgage Brokers that our licensing efforts are continuously expanding, with Arizona, Michigan and Wisconsin currently pending approval. This expansion is part of our larger vision to increase our footprint across the country. By 2025, Smart Mortgage aims to be licensed in over 30 states, demonstrating our commitment to providing accessible mortgage options to a wider audience. Our long-term goal doesn’t stop there; we have ambitious plans to secure licensing in all 50 states and Puerto Rico, ensuring that Smart Mortgage becomes a nationwide leader in the mortgage industry. Stay tuned as we continue to grow and add new states to our portfolio, reflecting our commitment to excellence and accessibility in the mortgage lending space.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Licensed States

Coming Soon!

Pending States

In the Works

More Information on why it’s Time to Join our Team
  • A Reputation that makes Selling your Loans even Easier! BBB A+ Ratings, 5 Star Ratings across Google, Yelp, Social Media and More.

  • Access to the Largest Lead Platform in the United States. Easily Create Realtor Relationships by Referring them more Clients from Leads.

  • Provide your Clients with Our Extremely LOW Rates while Working Remote from anywhere in the World.

  • Work with our Top Rated Lenders and get Access to Amazing Account Executives and our Scenario Desk.

  • Use one of our 3rd Party Processors, already have your Favorite 3rd Party Processing Team? Add them to our List!

Exclusive Lead Program

Our Exclusive Lead Program Provides Additional Closings!

Optimal Blue

Easily Price your Loans with Optimal Blue.

Huge Lender List

Wow your Clients with our Ultra Low Rates, go Lender or Borrower Paid.

Arive (LOS)

Work on your Loans from Start to Finish while sitting on the Beach.

Our Testimonial
Reviews from Our Team and Account Executives are Amazing
Some Of Our Blogs
Your News Source for Mortgage Brokers